The MAIB covers a range of treatment expenses:
The reasonable cost of Ambulance services (road or air) for a client who has sustained an injury as a result of a motor vehicle accident.
The reasonable costs of Hospital treatment and services at both public and private hospitals. These can include:
We will fund treatment provided by a registered provider. The reasonable costs associated with the below may be covered:
The replacement cost of glasses and hearing aids damaged in the motor accident may also be covered. The MAIB may also assist with medical appliances, aids and equipment and alterations to vehicles and buildings. Generally an Occupational Therapist will be engaged to provide advice on these requirements.
Some limitations may apply and funding is in accordance with agreed fee schedules.
The maximum total sum payable for medical and disability benefits (including Ambulance, Hospital, Treatment, aids/equipment, medical appliances, home modifications, travel and housekeeping) is $400,000.00. For accidents on or after 1 August 2012, this may be increased to $500,000.00 subject to the injured person being an in-patient at a hospital for a continuous period of more than 4 days commencing on the date of the accident.
Should you need to travel more than 20 kilometres each way to obtain medical treatment as a result of your injury, we can reimburse your reasonable travel expenses for travel by private vehicle. We can assist with taxi transport expenses on a temporary basis should you be medically certified as unable to drive or use public transport due to your injury. Travel by public transport may also be claimed.